I need help with the following questions. Can you please show answers using a time line and financial calculator.

Your bank balance is $15,000 and your account earns 4.19% interest compounded daily. In exactly five years you will begin making quarterly deposits into your account of $1000/quarter, and you will make a total of 12 deposits. What will your account balance be in exactly 10 years?

In March 2012, Daniela Motor Financing (DMF), offered some securities for sale to the public. Under the terms of the deal, DMF promised to repay the owner of one of these securities $600 in March 2052, but investors would receive nothing until then. Investors paid DMF $300 for each of these securities; so they gave up $300 in March 2012, for the promise of a $600 payment 40 years later.

• Assuming that you purchased the bond for $300, what rate of return would you earn if you held the bond for 40 years until it matured with a value $600?
• Suppose under the terms of the bond you could redeem the bond in 2022. DMF agreed to pay an annual interest rate of .8 percent until that date. How much would the bond be worth at that time?
• In 2022, instead of cashing in the bond for its then current value, you decide to hold the bond until it matures in 2052. What annual rate of return will you earn over the last 30 years? (Round your answer as directed, but do not use rounded numbers in intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.

You have decided that you want to be a millionaire when you retire in 44 years. If you can earn an annual return of 11.18 percent, how much do you have to invest today? What if you can earn an annual return of 5.59 percent?

You have $18,250 you want to invest for the next 34 years. You are offered an investment plan that will pay you 7 percent per year for the next 17 years and 11 percent per year for the last 17 years.How much will you have at the end of the 34 years?If the investment plan pays you 11 percent per year for the first 17 years and 7 percent per year for the next 17 years, how much will you have at the end of the 34 years?

Investment X offers to pay you $4,700 per year for 9 years, whereas Investment Y offers to pay you $6,400 per year for 5 years. If the discount rate is 8 percent, what is the present value of these cash flows? Which of these cash flow streams has the higher present value at 8 percent? If the discount rate is 20 percent, what is the present value of these cash flows? Which of these cash flow streams has the higher present value at 20 percent?

You want to buy a new sports coupe for $74,300, and the finance office at the dealership has quoted you a loan with an APR of 6.7 percent for 72 months to buy the carWhat will your monthly payments be?What is the effective annual rate on this loan?

One of your customers is delinquent on his accounts payable balance. Youve mutually agreed to a repayment schedule of $590 per month. You will charge .99 percent per month interest on the overdue balance.If the current balance is $14,810, how long will it take for the account to be paid off?

Maybepay Life Insurance Co. is selling a perpetual annuity contract that pays $2,800 monthly. The contract currently sells for $328,000.

What is the monthly return on this investment vehicle?What is the APR?What is the effective annual return?

Beginning three months from now, you want to be able to withdraw $3,300 each quarter from your bank account to cover college expenses over the next four years.If the account pays .73 percent interest per quarter, how much do you need to have in your bank account today to meet your expense needs over the next four years?

You want to buy a new sports car from Muscle Motors for $43,400. The contract is in the form of a 60-month annuity due at an APR of 6.65 percent.What will your monthly payment be?

Youve just joined the investment banking firm of Dewey, Cheatum, and Howe. Theyve offered you two different salary arrangements. You can have $7,700 per month for the next three years, or you can have $6,400 per month for the next three years, along with a $34,500 signing bonus today. Assume the interest rate is 8 percent compounded monthly.If you take the first option, $7,700 per month for three years, what is the present value?What is the present value of the second option?

Peter Lynchpin wants to sell you an investment contract that pays equal $13,400 amounts at the end of each of the next 24 years.

If you require an effective annual return of 7 percent on this investment, how much will you pay for the contract today?

Your bank balance is $15,000 and your account earns 4.19% interest compounded daily. In exactly five years you will begin making quarterly deposits into your account of $1000/quarter, and you will make a total of 12 deposits. What will your account balance be in exactly 10 years?