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Question 3 (20 marks) After graduating your best friend Carmen has, received multiple job offers from top Canadian Banks CIBC and Bank of Nova Scotia. These firms truly appreciated Carmen's work ethic as well as the honesty displayed by never cheating or plagiarized during their studies. (i) CIBC has offered you a salary structure whereby you will receive $180,000 at the end of each year for the next two years. (ii) Bank of Nova Scotia has offered you a salary structure whereby you will receive $170,000 at the end of each year for the next two years, plus a $19,000 signing bonus to be paid immediately. The interest rate is 8% compounded monthly. Which Bank offers Carmen the better salary structure, and by how much? Show all your work