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Question 2: Two people at different stages of their lives have come to you for advice. a) Sam has been working for the past three year since graduating from university and has managed to accumulate $15,000, in addition to his Kiwisaver, which he now wants to invest. He has decided the best way to increase his money over the next few years is to invest in shares. He has found two particular shares of interest. The first are in a power company and although the price seems a bit high, the company does pay quite a large dividend every year to its share-holders The second are in a company that develops software and are currently selling at a low price which he believed reflected the fact that the company hasn't paid a dividend since it started up but instead is using its profits to develop innovative new products and enter new markets. Required Discuss, including the reasons for owning shares, the different types of shares available, how shares might be valued, how they are bought and sold and how you might know when to buy and see Discuss, including reference to the stages of investing, what risks are involved in share nvestments and provide some brief advice to Sam about how he might best invest his money b) Jenny is by nature 'conservative' and hence does not have a high tolerance for risk. She wants to be certain her money is safe and that it will be available in two years' time when she plans to start a business. I want to get a better return than I can get on bank term deposits', she has told you. Presently I am thinking about bonds. "I have seen the following information on the NZX website' she continues