Sarah takes home $33,000 per year from her job as a computer repairperson. Her only debt obligations are a car loan payment of $395 and a credit card payment of $110 every month. Help Sarah go through the steps to see if she is in danger of credit overload. (5 points: Part I - 1 point; Part II - 1 point; Part III - 1 point; Part IV - 1 point; Part V- 1 point) How much money does Sarah take home per month?