I need the answer in max 2 hours

Colleen is 33, single and deep in debt after a course of study that did not result in a job.

Luckily, shes resilient an important trait for a self-employed professional so she was able to pick up where she left off, working in health care. She grosses about $75,000 a year, a number she hopes to boost by doing more private consulting.

Shed like to buy a house in the Ontario town where she lives, which would cost about $230,000, but that looks to be a long way off. Marriage and children may lie in her future as well, but for now, she is keeping her nose to the grindstone and focused on repaying her debt as soon as possible.

Colleen is making the minimum payments of $18,420 a year.

Monthly net income:$5,730

Monthly expenditures:Rent $965; utilities $225; car lease $275; car insurance $115; fuel, maintenance $200; grocery store $200; clothes $40; LOC $935; OSAP $600; gifts, charity $270; personal discretionary $160; drugstore $115; telecom, TV, Internet $200; professional association $85

Assets:Tax-free savings account $1,450 Liabilities:Student lines of credit $130,000; OSAP loan $43,905

Student Line of Credit: 7% (APR), compounded weekly and payable monthly.

OSAP: 5% (APR), compounded and payable monthly.

A) At the current rate how long will it take her to pay off her debts?

B) If she chooses to devote her monthly cash flow surplus to debt repayment as well how should she do it? How much sooner will she be able to pay off her debt?