I need the steps please.

T. On January 1, 2003 Mike took out a 30 year mortgage loan in the amount of 200.000 at an annual nominal interest rate of 6% compounded monthly. The loan repaid by level end-of-month payments with the first payment on January 31, 2003. Mike repaid an extra 10,000 in addition to the regular monthly payment on each December 31 in the years 2003 through 2007. Determine the date on which Mike will make his last payment (which is a drop payment). was to be (A) July 31, 2013 (B) November 30, 2020 (C) December 31, 2020 (D) December 31, 2021 (E) January 31, 2022