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I need to borrow $15,000 to buy a car . The dealer has determined that my monthly payments of $275 are affordable. The bank offers

I need to borrow $15,000 to buy a car . The dealer has determined that my monthly payments of $275 are affordable. The bank offers a 4 year loan at 6% APR, a 5 year loan at 6.5%, or a year loan at 7%. Which loan would best meet my need? Please help me ROUND the answer to the NEAREST CENT

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