I need to check if these ratios are correct and how to interpret each percentage compared to the industries average.

Interpretation Summary???

Operating Margin

Operating Margin = Net operating income/Total operating revenue

Net operating income = $2,043,394

Total operating revenue = 5,977,006

Operating margin = 3.4%

Operating margin = 3.4%

Industry average = 3.1%

Interpretation Summary????

b. Return on Assets (ROA)

ROA = Total Net income/Total assets

Total Net income = $2,043,394

Total assets = $4,458,939

ROA = 4.5%

Industry Average = 4.8%