I need to explain why and give some insight as to why this information from the debt data section contributed to the loan denial??

Done Cash Flow Data for MT 480 Gr... Cash Flow Data MT 480 Project Sheetz Sheet RC 5-15 MT 480 Case Study Bob Smith Loan Review Data for Teams Comparative Balance Sheets and Cash Flow Statement Worksheet ASSETS Cash Up er Down Cash and marketable securities S16, R45.00 AR went down (good or bad for cash?) 56R00 EXPLAIN. EXPLAIN Other current assets 339 00 Total current assets s 1.931.719 s 1.609.898 E 1512 67 22 EXPLAIN Net plant and equipment Goodwill and other assets 10 420 00 Total Assets LIABILITIES AND EQUITY S 6.232.00 EXPLAIN Accrued income taxes Total current liabilities 356 681 00 7,167 00 EXPLAIN Total liabilities 56.167) 1.091.829 1.150, 196 Preferred stock Common stock 10,000 shares) Additional paid in capital 587.546 S Retained earnings 398,110 89,436 Less: Treasury stock Total common equity 1.383,575 Total Liabilities and Equity In addition, it was reported that the company had a net income of S3.155.sa8 and depreciation expenses were equal to 5212.366 during 2014. S212,166 Dividends Paid -S2,966,412 need help explaining the long term debt data please