I ONLY NEED D & E ANSWERED . Anne??Marie and Yancy calculate their current living expenditures to be $51 ,000 a year. During retirement they

I ONLY NEED D & E ANSWERED . Anneâ??Marie and Yancy calculate their current living expenditures to be $51 ,000 a year. During retirement they plan to take one cruise a yearthat will cost $5,000 ...