I really need help with these two questions! Please help, thank you!!!

1. Derek plans to buy a $31,030.00 car. The dealership offers zero percent financing for 56.00 months with the first payment due at signing (today). Derek would be willing to pay for the car in full today if the dealership offers him $____ cash back. He can borrow money from his bank at an interest rate of 4.35%.

2. Suppose you deposit $1,029.00 into an account 6.00 years from today that earns 12.00%. It will be worth $1,940.00 _____ years from today.