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I want to see hand-written and calculator methods please! Present Value and Multiple Cash Flows Investment X offers to pay you $3,100 per year for

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I want to see hand-written and calculator methods please!

Present Value and Multiple Cash Flows Investment X offers to pay you $3,100 per year for 9 years, whereas Investment Y offers to pay you $4,800 per year for 5 years. Which of these cash flow streams has the higher present value if the discount rate is 6 percent? If the discount rate is 22 percent

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