(i) What's the future value of an annuity of $1,500 per year, for 19 years, with first payment at the end of 1 year from now, given that the interest rate if 0.75% per year?

(j) You’re buying your first house for $180,000, giving $35,000 as down payment. The amount you will finance will paid in 40 years with monthly interest rate of 0.5%. What is the value of the equal payments you will have to make for 30 years?