I would like for someone to help me understand or confirm my opinion on the balance sheet below.

What conclusions about how the business is financed can be drawn from the composition of the organization's capital?

Based upon the defined capital structure, assess the risks facing the entrepreneur responsible for this business because of the capital structure.

What can one conclude about the business's financing based on the composition of the organization's capital?

I also want to make sure my computation is correct, so could you compute the debt to equity ratio as follows:

Add (current portion of long-term debt) + (long-term debt net of current portion) to obtain long-term debt.

Debt-to-equity ratio = Long-term debt/total shareholders' equity.

Use the computed ratio to respond to the above questions.