I would like to receive help for the following question:

"You purchased shares of a mutual fund at a price of $22.8 per share two years ago and paid a front-end load of 4.5% at that point. Assume that the securities in which the fund invested in increased in value by 5.6% during the first year and 4.6% during the second year. Assume further that the fund's expense ratio was 2.8%. Your total return if you sold the fund at the end of the second year would be .... ".

I'm unfortunately stuck and don't know how to solve this task.

Best regards.