i. You have just turned 18. Your grandmother has been putting $1,000 into a savings account on every birthday since your first (that is, when you turned 1). The last deposit was on your 18th birthday. The account pays an interest rate of 3%. Calculate the present value of all deposits on the day you were born b. Calculate the present value of these deposits on your first birthday, immediately before the first deposit. . How much money is in the account on your 18th birthday, immediately after your grandmother made the deposit on that birthday? d. Suppose you withdraw S5,000 from the account when you turn 20, and you don't make any other deposits or withdrawals until you turn 23. What is your account balance on your 23"d birthday