Ichiro took out a subsidized student loan of 13 000 at a 3 6 APR compounded monthly to pay for his last two semesters of college If he will begin paying off the loan in 15 months how much will he owe when he begins making payments OA 13 000 00 since the government is responsible for the interest on the loan that accrues before Ichiro starts making payments B 13 597 45 since Ichiro is responsible for the interest on the loan that accrues before he starts making payments OC 13 000 00 since Ichiro is responsible for the interest on the loan that accrues before he starts making payments D 13 597 45 since the government is responsible for the interest on