1. Identify four benefits required by no-fault laws.
2. Identify two types of programs that provide automobile insurance for high-risk drivers.
3. How do the activities of insurers of high-risk drivers in the voluntary market differ from the activities of insurers in the residual market?
4. What role does a state joint underwriting association (JUA) serve with regard to rates, policy forms and claim settlement for high-risk drivers?
5. Explain the relationship between competition and regulatory monitoring of insurance rates and how that monitoring is accomplished.