Identify the topic and explain why you believe the topic is important. the topic is Risk and Return 1. Explain the calculations or concepts, and how it can be used in decision-making. 2. Application: Assuming your audience knows nothing about the topic, explain how to apply it: As an entry-level professional. As a mid-level professional. As an executive-level professional. 3. Ethics: Identify 1 ethical issue related to this topic and explain how you would address it.