identify whaf could be the problems or mistakes made bye ABC company. in 300 words

Ms. Corona Virusa, 30 years Of age, currently unemployed wanted to apply for a personal loan with ABC Bank. ABC Bank gave Ms. Virusa all the necessary requirements for personal loan application. The requirements are the following: Customer Information File Two (2) valid government issued IDs Proof Of Address Bank Statements (if any) Ms. Virusa complied with all the requirements and the loan was granted by ABC Bank. The Loan Amount is Php 50,000.00 with 8% interest rate per annum payable up to maximum Of five (5) years. Examine the scenario and identify what could be the problems or mistakes made by ABC Bank.