ID,Income,Limit,Rating,Cards,Age,Education,Gender,Student,Married,Ethnicity,Balance, 190,58.351,4411,326,2,85,16,Female,No,Yes,Caucasian,126, 282,36.142,1852,183,3,33,13,Female,No,No,African American,0, 364,64.173,6127,433,1,80,10, Male,No,Yes,Caucasian,578, 59,10.354,3480,281,2,70,17, Male,No,Yes,Caucasian,333, 200,10.403,4159,310,3,43,7, Male,No,Yes,Asian,571, 37,62.413,6457,455,2,71,11,Female,No,Yes,Caucasian,762, 334,21.011,3402,261,2,68,17, Male,No,Yes,African American,182, 300,24.919,5051,372,3,76,11,Female,No,Yes,African American,711, 351,30.002,1561,155,4,70,13,Female,No,Yes,Caucasian,0, 213,39.145,4351,323,2,66,13, Male,No,Yes,Caucasian,308, 360,12.335,4471,344,3,79,12, Male,No,Yes,African American,611, 29,186.634,13414,949,2,41,14,Female,No,Yes,African American,1809, 78,20.936,3254,253,1,30,15,Female,No,No,Asian,145, 209,51.345,4327,320,3,46,15, Male,No,No,African American,230, 398,57.872,4171,321,5,67,12,Female,No,Yes,Caucasian,138, 107,16.819,1337,115,2,74,15, Male,No,Yes,Asian,0, 195,30.406,2120,181,2,79,14, Male,No,Yes,African American,0, 395,49.794,5758,410,4,40,8, Male,No,No,Caucasian,734, 281,53.401,5319,377,3,35,12,Female,No,No,African American,541, 341,27.794,3807,301,4,35,8,Female,No,Yes,African American,320, 225,121.709,7818,584,4,50,6, Male,No,Yes,Caucasian,701, 388,16.529,1357,126,3,62,9, Male,No,No,Asian,0, 86,152.298,12066,828,4,41,12,Female,No,Yes,Asian,1779, 239,26.532,2910,236,6,58,19,Female,No,Yes,Caucasian,52, 119,27.039,2161,173,3,40,17,Female,No,No,Caucasian,0, 180,58.026,7499,560,5,67,11,Female,No,No,Caucasian,1237, 116,40.442,4828,369,5,81,8,Female,No,No,African American,510, 115,16.482,3326,268,4,41,15, Male,No,No,Caucasian,271, 263,10.588,4049,296,1,66,13,Female,No,Yes,Caucasian,465, 85,43.54,2906,232,4,69,11, Male,No,No,Caucasian,0, 46,77.38,7569,564,3,50,12,Female,No,Yes,Caucasian,997, 41,34.95,3327,253,3,54,14,Female,No,No,African American,50, 365,128.669,9824,685,3,67,16, Male,No,Yes,Asian,1243, 212,29.567,5309,397,3,25,15, Male,No,No,Caucasian,799, 368,23.793,3615,263,2,70,14, Male,No,No,African American,216, 44,36.929,6257,445,1,24,14,Female,No,Yes,Asian,976, 399,37.728,2525,192,1,44,13, Male,No,Yes,Caucasian,0, 82,53.48,4263,317,1,83,15, Male,No,No,Caucasian,99, 196,23.883,5384,398,2,73,16,Female,No,Yes,African American,802, 226,15.079,5673,411,4,28,15,Female,No,Yes,Asian,1075, 143,103.893,7416,549,3,84,17, Male,No,No,Asian,669, 118,91.362,9113,626,1,47,17, Male,No,Yes,Asian,1341, 292,24.088,3665,287,4,56,13,Female,No,Yes,Caucasian,309, 163,63.809,7530,515,1,56,12, Male,No,Yes,Caucasian,1086, 246,34.509,2001,189,5,80,18,Female,No,Yes,African American,0, 183,58.929,6420,459,2,66,9,Female,No,Yes,African American,789, 67,113.829,9704,694,4,38,13,Female,No,Yes,Asian,1388, 135,34.664,5835,452,3,77,15,Female,No,Yes,African American,835, 353,104.483,7140,507,2,41,14, Male,No,Yes,African American,583, 129,123.299,8376,610,2,89,17, Male,Yes,No,African American,1259, 189,83.869,7667,554,2,83,11, Male,No,No,African American,930, 339,41.365,5303,377,1,45,14, Male,No,No,Caucasian,606, 305,82.706,7506,536,2,64,13,Female,No,Yes,Asian,905, 171,34.772,2021,167,3,57,9, Male,No,No,Asian,0, 55,15.333,1499,138,2,47,9,Female,No,Yes,Asian,0, 19,49.57,6384,448,1,28,9,Female,No,Yes,Asian,891, 22,37.348,6378,458,1,72,17,Female,No,No,Caucasian,968, 101,21.153,3736,256,1,41,11, Male,No,No,Caucasian,298, 23,20.103,2631,213,3,61,10, Male,No,Yes,African American,0, 56,32.916,1786,154,2,60,8,Female,No,Yes,Asian,0, 327,125.48,10230,721,3,82,16, Male,No,Yes,Caucasian,1361, 69,27.847,5619,418,2,78,15,Female,No,Yes,Caucasian,822, 105,15.846,4768,365,4,53,12,Female,No,No,Caucasian,745, 96,14.084,855,120,5,46,17,Female,No,Yes,African American,0, 136,44.473,3500,257,3,81,16,Female,No,No,African American,8, 358,39.609,2539,188,1,40,14, Male,No,Yes,Asian,0, 24,64.027,5179,398,5,48,8, Male,No,Yes,African American,411, 380,53.308,2860,214,1,84,10, Male,No,Yes,Caucasian,0, 198,50.699,3977,304,2,84,17,Female,No,No,African American,69, 168,29.403,2327,178,1,37,14,Female,No,Yes,Caucasian,0, 157,31.811,4284,338,5,75,13,Female,No,Yes,Caucasian,429, 384,14.292,3274,282,9,64,9, Male,No,Yes,Caucasian,382, 377,87.625,7167,515,2,46,10,Female,No,No,African American,767, 134,21.455,5829,427,4,80,12,Female,No,Yes,African American,1018, 352,61.62,5140,374,1,71,9, Male,No,Yes,Caucasian,302, 321,16.279,1160,126,3,78,13, Male,Yes,Yes,African American,5, 191,55.187,5352,385,4,50,17,Female,No,Yes,Caucasian,538, 325,31.029,2863,223,2,66,17, Male,Yes,Yes,Asian,415, 174,14.887,4745,339,3,58,12, Male,No,Yes,African American,724, 290,10.852,3907,296,2,30,9, Male,No,No,Caucasian,485, 204,68.206,6784,499,5,40,16,Female,Yes,No,African American,1411, 271,15.866,3085,217,1,39,13, Male,No,No,Caucasian,136, 231,33.214,5137,387,3,59,9, Male,No,No,African American,661, 98,26.067,3388,266,4,74,17,Female,No,Yes,African American,155, 218,12.456,5395,392,3,65,14, Male,No,Yes,Caucasian,955, 124,11.808,1300,117,3,77,14,Female,No,No,African American,0, 146,19.529,4673,341,2,51,14, Male,No,No,Asian,642, 15,19.144,3291,269,2,75,13,Female,No,No,African American,148, 273,30.413,3690,299,2,25,15,Female,Yes,No,Asian,728, 359,30.111,4336,339,1,81,18, Male,No,Yes,Caucasian,347, 237,42.529,4986,369,2,37,11, Male,No,Yes,Asian,489, 346,30.012,1511,137,2,33,17, Male,No,Yes,Caucasian,0, , 242,15.602,906,103,2,36,11, Male,No,Yes,African American,0, 13,80.616,5308,394,1,57,7,Female,No,Yes,Asian,204, 34,31.367,1829,162,4,30,10, Male,No,Yes,Caucasian,0, 289,16.711,5274,387,3,42,16,Female,No,Yes,Asian,863, 308,75.406,3874,298,3,41,14,Female,No,Yes,Asian,0, 197,93.039,7398,517,1,67,12, Male,No,Yes,African American,749, 349,13.433,1134,112,3,70,14, Male,No,Yes,Caucasian,0

9. Now, let's take a look at a residual value from this model. A residual is found by taking the observed value (in other words, the actual value) and subtracting the expected value (in other words, the value your model predicted). The actual value in this dataset for any customer is the Balance value for that customer's row. What is the residual value here for the consumer in the third row? type your answer here 10. What is the residual value for the consumer in the 10 th row