If $10,000 is to be received in 10 years, the present value will if the discount rate is increased. Select one: a. decrease b. increase c. either remain constant or increase d. remain constant Small savers prefer to use financial intermediaries rather than lending directly to borrowers because Select one: a. financial intermediaries offer the savers a wide portfolio of financial products. b. savers have a claim with the borrower by way of the financial intermediary. c. borrowers dislike dealing with savers. d. financial intermediaries offer much higher interest rates than can be obtained directly from borrowers. An important source of funds for credit unions is Select one: a. financial support from the organisations that employ its members. b. interest from government securities. c. loan interest. d. deposit accounts