If a buyer has a DTI ratio of 50% and a FICO score of 630, which statement is accurate regarding lender underwriting? The buyer doesn't meet either the DTI ratio or the FICO score requirements. The buyer has an ideal DTI ratio but might face challenges due to the FICO score. The buyer meets the FICO score criteria but has a higher DTI ratio than preferred. Both the DTI ratio and FICO score fall within the ideal range