If a Commercial Bank is a member of the Federal Reserve and needs to borrow money from the Federal Reserve, they would use the discount window and would be able to borrow at the _______ rate. This rate is ____ the rate that banks use when borrowing short-term funds from other banks.

		A) Primary Credit; Higher than
		B) Federal Funds; Lower than
		C) Federal Funds; The same as
		D) Primary Credit; Lower than