If a property has a Debt Coverage Ratio $($DCR$)$ of $0\mathrm{.}8,$ what does this indicate?

Group of answer choices

The property's mortgage payment is $20\%$ of its Net Operating Income.

The property doesn't generate enough income to cover its debt servicing.

The property's mortgage payment is $80\%$ of its Net Operating Income.

The property generates enough income to cover its debt.