If a prospective client hoped to accumulate $$150,000$ in $10$ years, how much must he or she deposit today in an account that earns an annual return of $4$ percent? A$.-100,614\mathrm{.}91$B$.100,614\mathrm{.}91$C$.-101,334\mathrm{.}63$D$.101,334\mathrm{.}63$