If any one owe a debt for a loan, and a storm prostrates the grain, or the harvest fail or the grain

does not grow for lack of water; in that year he need not give his creditor any grain, he washes his

debt-tablet in water and pays no rent for the year.

Given that the Babylonian Economy was founded on grain - provide your advice on how prospective lenders

could protect themselves by considering risks and potential risk mitigants.