If closing costs of $$2,000$ are associated with the refinance of a mortgage that would reduce the monthly payment from $$1,070$ to $$1,017,$ it would take approximately $q,$ months to cover these costs.

Note: Round your answer up to the nearest full month.

$01$:$00$:$11$

Multiple Choice

$38$

$36$

$42$

$47$

$34$