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If Emily does not have private hospital cover and has a remaining HELP debt at 1 July 2017 of $10,000 relating to the Environmental Science

If Emily does not have private hospital cover and has a remaining HELP debt at 1 July 2017 of $10,000 relating to the Environmental Science degree she completed in 2015.

when I calculate HELP in 1/7/2017-30/6/2018, do I need add 10000 to it. I see someone do not add it , I think they may be wrong. I do not know if I should add it or not.

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