If Gayle contributes $1,900 to her RRSP at the end of every quarter for the next 11 years and then contributes $1,900 at each months end for the subsequent 10 years, how much will she have in her RRSP at the end of the 21 years? Assume that the RRSP earns 9.4% compounded semiannually. (Do not round intermediate calculations and round your final answer to 2 decimal places.)

Gayle will have

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please I need steps for the answer