If I purchase a large re-insurance policy, I can expect the following impacts to my business in year 1 relative to the scenario of not purchasing any re-insurance

A. Reduced expected margin, less protection against high cost claims, and and a better RBC

B. Higher expected margin, more protection against high cost claims, and a better RBC

C. Improved underwriting insights, lower expected margin, and a worse RBC

D. Lower expected margin, a better RBC, and more protection against high cost claims