If I took the $5,000 check you gave me and used it to purchase another car for $5,000 from a dealer having no knowledge of my fraud against you, could that dealer have HDC status?

If the car I bought from the dealer with your $5,000 check was worth only $3,000 what argument would you make that the dealer should not be given HDC status?

If I use your $5,000 check to make a gift to my favorite charity and the charity has no knowledge of my fraud, what would be your best argument that the charity does not have HDC status?