If Larry makes annual year-end payments of $6500.39 on a 12-year loan with an annual interest rate of 6.3 percent compounded semi-annually, what is the original principal amount for Larry's loan? $52 000 $53 325 $55 000 $55 700 Gino wants to have $200 after three years by depositing $175 today and earning 5 percent interest compounded annually for the next three years. Can Gino attain his financial goal of having $200 lump sum three years later? No, the present value is less than $200. Yes, the future value is more than $200. No, the future value is less than $200. Yes, the present value is more than 200