If someone could help me with these two questions, I would really appreciate it!

Overview June 1. Prepare a cash budget for Shumsky Textiles for the second half of 2020 (July-December). The projected sales are as follows (in millions): May $ 100 September $250 125 October 180 July 150 November 130 August 200 December 100 Twenty percent of Shumsky's sales is for cash, another 70 percent is collected in the month following the sale, and 10 percent is collected in the second month following sale. Shumsky purchases its raw materials one month before the finished goods are expected to be sold, but payments are made one month after the credit purchase. The cost of raw materials is equal to 60 percent of the final sales amount. In addition, Sharpe pays $9 million per month for rent. Salaries equal 22 percent of the monthly sales amount and other expenses run at 4 percent of monthly sales. A tax payment of $16 million will be made in September and another tax payment of $10 million will be made in December. Finally, a payment for plant construction of $20 million is due in October. Assume the company's cash balance on July 1, 2020 is $8 million and a minimum balance of $5 million must be maintained at all times. 2. If your firm faces a long-term borrowing rate of 8 percent, a short-term borrowing rate of 10 percent, can earn 7 percent when investing marketable securities, and needs to fund $3 million in permanent current assets and $1 million in seasonal current assets (for six months out of the year), what would be the cost difference between using a maturity matching and a completely conservative financing policy