If the appraised value is $250,000, and the parties agree on a clean price of $245,000, what is the difference in the minimum required upfront cash for an FHA loan between a clean sale, and a sale price of $248,000 with $3,000 in seller concessions? Assume total closing costs are $5,000. The borrower FICO is 630. $ 1895 more cash needed using seller concessions $ 3895 less cash needed using seller concessions $ 1895 less cash needed using seller concessions $ 895 less cash needed using seller concessions $ 2895 less cash needed using seller concessions $ 3895 more cash needed using seller concessions 895 more cash needed using seller concessions $ 2895 more cash needed using seller concessions