If the Cumberlands did not qualify for any education credits, how would this affect their tax return? Choose the best answer their tax liability when increase while their total payments would increase, thus increase their refund or their tax liability would increase while their total payments would decrease. Thus, decreasing their refund or their tax liability would decrease while their total payments would decrease, thus increasing their refund. Or their tax liability would decrease while their total payments would increase, thus decreasing their refund