If the investor cannot wait for the length of the surrender period to get his

investment back from an annuity, what happens?

A

The compliance officer and the representative will have to rescind any

bonus from the annuity.

The surrender period will be moved up to accommodate the investor.

The investor will have to pay a surrender fee.

The Internal Revenue Code will assume all fees for the bonus annuity that

would have been paid by the investor.