If the Potinsky household spends $35,400 annually on all living expenses and long-term debt, calculate the amount recommended for an emergency fund. How might household circumstances (e.g., wage earners in the household, available credit, and type and stability of employment) affect this decision? The emergency fund amount would range from $ to $. (Round to the nearest dollar and enter the range from lowest to highest.) The the number of wage earners in the household, the credit available, and the the stability of employment; the higher the emergency fund should be. (Select the best answers from the drop-down menus.)