If the return on an asset follows normal distribution, with a mean of 12%, and a standard deviation of 20%, what is the probability of return being greater than 15% over the next year? Please note: NORMSDIST(0.15)=0.5596 NORMSDIST(0.03)=0.5120 NORMSDIST(0.12)=0.5478 NORMSDIST(0.20)=0.5793 0.5478 0.4880 0.4801 0.5596 0.5120 0.5793 0.4404