If this is a negative amortizing loan and the borrower and lender agree that the loan balance of $150,000 will be payable at the end of year 20: (1) How much total interest will be paid from all payments? How much total principal will be paid? Note: Round your final answer to 2 decimal places. (2) What will be the loan balance at the end of year 3 ? Note: Round your final answer to 2 decimal places. (3) If the loan is repaid at the end of year 3 , what will be the effective rate of interest? (4) If the lender charges 4 points to make this loan, what will the effective rate of interest be if the loan is repaid at the end of year 3 ? Note: Round your final answer to 2 decimal places. If this is a negative amortizing loan and the borrower and lender agree that the loan balance of $150,000 will be payable at the end of year 20: (1) How much total interest will be paid from all payments? How much total principal will be paid? Note: Round your final answer to 2 decimal places. (2) What will be the loan balance at the end of year 3 ? Note: Round your final answer to 2 decimal places. (3) If the loan is repaid at the end of year 3 , what will be the effective rate of interest? (4) If the lender charges 4 points to make this loan, what will the effective rate of interest be if the loan is repaid at the end of year 3 ? Note: Round your final answer to 2 decimal places