If Tom contributes fewer dollars to his retirement account annually than Paul does, yet Tom expects to be able to spend more dollars annually during his retirement than Paul, what can possibly explain such puzzle?

I. Toms retirement will last longer than Pauls.

II. Pauls annual rate of return is higher than Toms.

III. Toms working period is longer than Pauls.

Answers

I only

II only

III only

I and II only

I and III only

II and III only

I, II and III