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If tom obtains a loan for $346,500 and is required to pay 1.5 discounted points, a 1-point loan origination fee, and a private mortgage insurance

If tom obtains a loan for $346,500 and is required to pay 1.5 discounted points, a 1-point loan origination fee, and a private mortgage insurance premium of .873 points, how much cash will he need to bring to closing, including his down payment of $38,500

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