If XYZ Company gives a client a 3% discount for payment in 20 days, their sales will increase by 10%. However, variable costs will also increase by $0.50 for every $1 of additional sales. Without the discount, sales would be $10,000 and paid in 30 days. If your cost of debt is 10%, should XYZ Company offer the discount? SHOW SOLUTION AND FORMULA IN EXCEL.