If you are living paycheck to paycheck, which of the following are strategies you can use to set aside money for your financial goals? (Select any three.) Plan to save a portion of your next annual raise. Opt out of your employer-sponsored health insurance plan. O Maximize your employer 401(k) match. O Cut down on some small expenses, such as coffee, and apply the savings to achieving your financial goals. Make an early withdrawal from your retirement funds. Take a second job