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If you are offered the following investment opportunity , which option will you choose for the best interest earned if you can afford to invest

If you are offered the following investment opportunity , which option will you choose for the best interest earned if you can afford to invest a total of 20,000? You can invest multiple times an option given based on your available fund (20,000). Option 1, principal=10,000, rate =3%, T=Jan 1,2018-April 1,2018, Type of interest= ordinary, what is the interest earned if you have 20,000? Option 2, P=10,000, R=3%, T=Jan 1, 2018-April 1,2018, Type of interest=exact interest. How much is interest earned if you have 20,000? Option 3 P=10,000, R=3%, T=May 1,2018-Aug 1,2018, type of interest =ordinary, How much is unterest earned if you have 20,000? Option 4, P=10,000, R=3%, T= Sept.1,2018-December 1,2018, Type of interest earned =exact interest, How much interest earned if you have 20,000? What option you should choose?

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