If you buy a car with a 5% interest rates per year for 5 years to pay off the car loans. Suppose the expected inflation per year is expected to rise on average of 1.5% a year for the next 5 years. Using the Fisher equation for the difference between nominal interest rate and real interest rate, explain whether you are better off or your lender is better off in buying your car on 5 years loan with 5% interest rate per year to pay off in 5 years.