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If you had a choice to receive $100 today or a $100 one year from now, which would you choose? If I owed you $100,

If you had a choice to receive $100 today or a $100 one year from now, which would you choose? If I owed you $100, but asked to delay the payment of that $100 for a year if I paid you an additional sum, what would that additional sum for you be?

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