If you had an investment opportunity that promises to pay you $22.000 in two years and you could earn a 12% annual return investing your money elsewhere, what is the most you should be willing to invest today in this opportunity? What is the most you should be willing to invest today in this opportunity EV of $1 PV of S1, EVA of $1, and PVA of $1. (Use appropriate factor(s) from the tables provided. Round final answer to the nearest whole dollar)