If you havent yet established credit, find an application for a card such as Visa, MasterCard, or a department store or gasoline company credit card. Places to look might be at a department store, banking institution, gas station, or the Internet. Take the application home and fill it out. Please note that you WILL NOT actually submit this application, but rather use it for your own information and try to do a self-evaluation of your creditworthiness. Based on the information that youve provided, do you think you would qualify for the credit card? What do you see as your major strengths? What are your major weaknesses? Is there anything you can do about them?