- If you invest $1,632 today and in years 1, 2 and 3 in an account that earns 4.28% APR (compounded annually), how much will you have in the account in 17 years?

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You have a student loan that requires you to pay $198 per month, starting next month, for 91 months.You can make these payments or enter a new loan that requires you to pay $136 per month, starting next month, for 58 months.To switch to the new loan will cost you a "financing fee" of $2,365 today.If your investments earn 4.47% APR (compounded monthly), how much do you save in PV terms by taking out the new loan?